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Article THE GENERAL ASSUEANCE ADVOCATE. ← Page 4 of 6 →
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The General Assueance Advocate.
combined , as the causes of physical disease and mental decrepitude ( for both results are necessarily connected ) , and their action upon the duration of life , with the hope of eliciting observations which have not yet suggested themselves , and which must be of infinite value , not only in advancing the development of correct principles of Assurance , but in furnishing correct bases for legislation , and promoting the general
happiness of humanity , and its advancement upon the path of true civilization . It is scarcely the business of the journalist , or the periodical writer , whose impressions are necessarily hastily formed , and often sent forth to the world without due consideration , and unshaped to enter into the minutia ; of scientific research . His labours are too diffuse—spread over too wide a space—are too destitute of that concentration which
ensures clearness of vision and accuracy of detail , to enable him to speak over confidently on any particular subject , which commands the earnest attention of a number of gentlemen of great natural capabilities and large attainments , well trained and constantly practised . It is given to but few minds to combine the power of vast grasp and minute perception . The periodical writer ' s province is rather to chronicle the results of
the labours of those who patiently , perseveringly , and silently pursue enquiries demanding peculiar faculties laboriously exercised , and to form general views , which are not without a beneficial application .
In reference to the influence of locality and employment , to which we have thus endeavoured to call attention , an idea has arisen out of a perusal of Mr . Neison ' s valuable and laborious production , entitled , " Contributions to Vital Statistics , " which does not appear to have been worked out , or , indeed , scarcely touched upon , and which strikes us as very important , not only with reference to legislation , but also with
respect to a knowledge of the causes of mortality , as applicable to Life Insurance , and is therefore worthy of attention and patient investigation . In reference to Table I . in his work , Mr . Neison , at p . 49 , observes , that " the expectation of life among labourers in the rural districts , exceeds the expectation of the rural districts generally throughout the whole term of life ; " and he shows in a table , immediately following that
remark , that in the rural districts the difference in favour of labourers , as compared with the whole population , is ' at the age of twenty , 5-6251 per cent . ; and that that difference varies slightly till seventy years of age , when it is 4 ' 0072 per cent . ; and he points out that the real is even greater than the apparent difference too , as the general results of the rural districts include labourers , and as " the standard ought not to
include the class held in comparison ; " so if the labourers were not included in the general results , the expectation of life in the other classes , the healthy class having been abstracted , would be lower , and the difference of course both actually and proportionately greater . Mr . Neison uses
Note: This text has been automatically extracted via Optical Character Recognition (OCR) software.
The General Assueance Advocate.
combined , as the causes of physical disease and mental decrepitude ( for both results are necessarily connected ) , and their action upon the duration of life , with the hope of eliciting observations which have not yet suggested themselves , and which must be of infinite value , not only in advancing the development of correct principles of Assurance , but in furnishing correct bases for legislation , and promoting the general
happiness of humanity , and its advancement upon the path of true civilization . It is scarcely the business of the journalist , or the periodical writer , whose impressions are necessarily hastily formed , and often sent forth to the world without due consideration , and unshaped to enter into the minutia ; of scientific research . His labours are too diffuse—spread over too wide a space—are too destitute of that concentration which
ensures clearness of vision and accuracy of detail , to enable him to speak over confidently on any particular subject , which commands the earnest attention of a number of gentlemen of great natural capabilities and large attainments , well trained and constantly practised . It is given to but few minds to combine the power of vast grasp and minute perception . The periodical writer ' s province is rather to chronicle the results of
the labours of those who patiently , perseveringly , and silently pursue enquiries demanding peculiar faculties laboriously exercised , and to form general views , which are not without a beneficial application .
In reference to the influence of locality and employment , to which we have thus endeavoured to call attention , an idea has arisen out of a perusal of Mr . Neison ' s valuable and laborious production , entitled , " Contributions to Vital Statistics , " which does not appear to have been worked out , or , indeed , scarcely touched upon , and which strikes us as very important , not only with reference to legislation , but also with
respect to a knowledge of the causes of mortality , as applicable to Life Insurance , and is therefore worthy of attention and patient investigation . In reference to Table I . in his work , Mr . Neison , at p . 49 , observes , that " the expectation of life among labourers in the rural districts , exceeds the expectation of the rural districts generally throughout the whole term of life ; " and he shows in a table , immediately following that
remark , that in the rural districts the difference in favour of labourers , as compared with the whole population , is ' at the age of twenty , 5-6251 per cent . ; and that that difference varies slightly till seventy years of age , when it is 4 ' 0072 per cent . ; and he points out that the real is even greater than the apparent difference too , as the general results of the rural districts include labourers , and as " the standard ought not to
include the class held in comparison ; " so if the labourers were not included in the general results , the expectation of life in the other classes , the healthy class having been abstracted , would be lower , and the difference of course both actually and proportionately greater . Mr . Neison uses