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Now Binding , will be ready in a few days . @[> e Cosmoplitiw Utooitit Ciileuuiir , ¦ giarg attb locket § 00 ( 1 FOR 1876 . It contains Lists of lodges , Chapters , Preceptories , iS : c ., . ' th the names of Officers in England and all parts of the World . l ricc 2 S *> l ' ost frce '" " 1 C Unitc < 1 Kingdom 2 s . 2 d . t 0 NDON—GEORGE KENNING , 198 , FLEET-STREET .

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pOCKET DIARY FOR 1876 . I Price One Penny , or Post Free for Three Half-pence . It is sufficient to say that the present issue is similar to pur issues of former years , antl that it is thc cheapest piary ever published , being acknowledged to be superior to the Diaries usually soltl at Sixpence . E . MOSES and SON , Minories and Aldgate , "" ) New Oxford-street , > London . Tottenham-court-road , J and Bradford , Yorkshire . To be obtained at any of the Establishments of E . JIOSES and SON , and at the Metropolitan Railway and other bookstalls of Messrs . Willing and Co .

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MUSIC—MR . H . A . C . COLLINS is now open to Engagements as Pianoforte Teacher and Professor of Singing ( schools attended ) . For terms address , $ 40 , New Oxford-street , W . C .

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THE NEW Masonic Note Paper and Envelopes IN BOXES THREE SHILLINGS . For Craft Royal Arch , Mark , Knights Templar , Red Cross of Rome and Constantine . Rose Croix . MASONIC DEPOT , 19 S , Fleet-Street . WHOLESALE AND RETAIL .

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Norwich and London ACCIDENTINSURANCE ASSOCIATION . ESTABLISHED 1856 . SUBSCRIBED CAPITAL £ 100 , 000 . For Insuring against ACCIDENTAL DEATH With Compensation for Personal Injury , Caused by Accidents . CHIEF OrricES—ST . GILES'S STREET , NORWICH . LONDON : 49 , MOORGATE-ST . Secretary : CHARLES R . GILMAN , Esq . London Manager : Mr . GEORGE POWELL .

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JLfONEY . —LOANS granted immediately , from £ 100 to £ 2 , 000 at 5 per cent ., repayable over Three , Four , or Five Years , on Personal Security and Life Policy' effected with the WEST OF ENGLAND INSU . HANCE CO ., ( Established 1807 . ) Apply to thc Superintendent of Agents , Bro . J . CROCKER , Neville Street , Newcastle-on-Tync . Agents Wanted .

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MR . THOMAS C . MACHOW . 252 , Westminster-bridge-road , London , S . E . { Facing Astlei /' s Theatre . ) BUSINESSES of every description let quietly antl quickly ( Town or Country ) . All parties wishing to sell , call or send full particulars . Registration fee . Hours loto fi , Saturday 10 to 3 . Enclose stamp for reply . No canvassers employed . Established 1864 . TRUE DAY BEFORE LORD MAYOR'S DAY . On MONDAY , Nov . 8 , Will be OPENED THE NEW GRIM . ROOM , _ ST . ( AMES'S UALL , Pl « atlillv .

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'TWIfc * DAY BEFORE LORD MAYOR'S DAY . On MONDAY , Nov . 8 , Thc NEW BL'FFIST will he OPENED At lhe ST . JAMKS'S 1 IAI . I .. Piccadilly .

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' £ 11 J E DAY BEFORE LOUD MAYOR'S DAY . On MONDAY , Nov . K , ST . JAMES'S FRENCH RESTAURANT , DINING , antl SLTPKH , ROOMS — Will he OPENED .

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r £ '" i DAV BEFORE LORD MAYOK ' a DAY . On MONDAY , Nov . X , The ST . JAMKS'S TABLIi D'llOTi , Prom six lo ei ^ ht o ' clock , ,. In GRA . N 11 RM . OON ( new entrance bv l'iccadilh ) . ^ 'tops , Fishes , Ivntrees , Joint .- ' , Sweets , ami Dessert , js . Od .

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LOAL . —HERBERT CLARKE , Great Nor' . ' nual'LT * •Jnjlwny . lvins ' s-cross , Kensington ( Warwick-roaJ ) , ¦ l » itcn „ n " ?•' ' , ' - vdc l : l , * ¦ ¦'"' Iowa * * * . l * in » l > ury l ' ark , Claj . han * uon l-. lcphnnt and CaKIc , l . ouguboro' . ( unction , Clapham '" - 'tils , '"" ' , h 1 ** 1 * ** *** 1 - "** . Wandsworth . 11 . C . Selected , 31 S .: » ai- •. "' -J- ! 8 - * * Iwot Mlkstone or hest Inland , 30 s . ; Coopct * - * s . '' to , lMis """ - * > 3 ° * l l " - * st Wigan , 30 s . ; Double Diamond , •X- '\ , "" - ' J * 1-5 - ! 'Snnisley . = 7 s . ; Kitchen , 25 s . j Cobbles lu * - >» i & r ' , *' ' ? ra Stcai " «»•»taker ' s coal , 34 % . ; Welsh " •" ¦ e . Coke , 1 Os . per 10 sacks .

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BRO . KENNING'S N EW TRACING BOARDS Counted on Cloth for the Pocket , Price 7 / 6 . j

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ACCIDENTS WILL HAPPEN !!

Provide against the losses that follow by taking a Policy

AGAINST ACCIDENTS OF ALL KINDS

of the

failuHig ftoengmf' % smmm Compii *

The oldest ami largest ACCIDENTAL ASSURANCE COMPANY HON . A . KINNAIRD , M . P ., Chairman . Paid-up Capital & Reserve Fund £ 160 , 000 ANNUAL INCOME , £ 180 , 000 .

COMPENSATION PAID £ 910 , 000

Bonus allowed to Insurers of Five Years' standing . Apply to the Clerks at the Railway Stations , the Local Agents , or 64 , CORNHILL , and to , REGENT STREET , LONDON . WILLIAM J . VIAN , Secretary .

, . .

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INSURANCE NOTICE . THE RAILWAY ACCIDENT MUTUAL ASSURANCE COMPANY ( LIMITED ) . IMPORTANT TO THE PUBLIC . A Goon INVESTMENT . —On the 7 U 1 October last a gentleman belonging to Manchester paitl the new Railway Accident Mutual Office in the Poultry , London , three pounds for a Whole Life Policy . On the 28 th December he received a serious concussion in one of the Railway Accidents so plentiful about that time . He has since been entirely unable until very recently to attend to business , and for his small outlay ( £ 3 ) with the Company he has been paid an allowance of £ 102 , while his Insurance remains as good as ever for the rest of his life , without further payment . —Manchester Weekl y Times . Agents . SMITH & ANDREW , ACCOUNTANTS . 62 , BUCHANAN STREET , GLASGOW . £ 3 Insures £ 1 , 000 for Life , and £ 3 weekly if distil led . No further payment . Prospectuses free .

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ACCIDENT INSURANCE COMPANY ( Limited ) , 7 , Bank Buildings , Lothbury , E . C . General Accidents . I Personal Injuries . Railway Accidents . | Deaths by Accident . , C . HAULING , Manager .

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Applications will be received liy the Directors tinting October , for the remaining Unallotted Shares of the First Issue of 50 , 000 of Ci each , payable in one snm or by instalments . THE COOPERATIVEBANK ( LIM 1 TKD ) , FINSBURY SQUARE BUILDINGS , E . C . ( Corner of Chiswell-street ) . Established [ uly 1874 , and incorporated under the Acts of Parliament 1 S 62 and 1867 , foe the purpose of affording Banking facilities to all classes—from the Merchant to the smallest Trader . Capital , £ 50 , 000 , with power to increase to £ i , oco , ooo The Bank is Now OPEN * for General Business . Office hours , 10 till 4 ; Saturdays , 10 till 2 . Current , Deposits , and other accounts received on the ordinary principles of Joint Stack Banks , without restriction as to amount . Cheque Books supplied , and every description of Banking business transacted . SAVINGS' BASK DEPARTMENT . —Deposits received from Sixpence upwartls , upon whicli interest at the rate of Four per cent , per annum will be allowed on every complete pound . Open Monday , Wednesday , and Friday evenings , from , ** till 8 . Full prospectus on application . By order of thc Directors , G . J . BARTER ( 37 6 ) , General Manager . W . II . SQUIRE , Secretary .

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Q 0-OPERA . TIVE CREDIT BANK , MANSION HOUSE CHAMBERS , ir , QUEEN VICTORIA STREET , E . C . First Issue of Capital : £ 500 , 000 , in subscriptions rf £ 1 and upwards . Interest in lieu of divitlend 18 per cent , per annum , paid monthly . Current accounts opened , anil 5 per cent , interest allowed on the Minimum Monthl y Balances . CHEQUE BOOKS SUPPLIED . The Bank grants Credits and issues Circular Notes for the Continent and America , and transacts every description of sound financial business . Book-keeping in the hands of thc subscribers , and a quarterly balance sheet issuetl b y Auditors appointed by them independent of the management . For particulars apply to R . B . OAKLEY , Manager .

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¦ ftasgofo- Sbtocrtiscmwrts . ST . ANDREW'S RESTAURANT , Nos . 28 , 30 , & 32 , HUTCHESON STREET . Luncheons , Dinners , Fish and Tripe Suppers , at strictly moderate charges . Ample Accommodation for Large or Small Marriage or Supper P .-utics , Committee , Meetings . & C . Bito . S . McI'HEE , Proprietor .

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Unions , Hospitals , Schools , Asylums , Offices . TYPHOID FEVER PREVENTED . Bro . McNEIL GREIG'S SAFETY VENTILATING TRAP ( Secured by letters patent ) , renders all Buildings absolutely secure from SEWER GAS : Gold Medal , International Exhibition , London , 1873 ; Prize Medal , 1874 ; Social Science Congress , Norwich , ' 873-APPROVED BY THE HIGHEST MEDICAL AUTHORITIES . " The Builder , " "Architect , " " Building News , " " Iron , " " Society of Arts Journal , " " Daily Telegraph , " & c , & c , speak in the highest terms of this invention . THE EARL OF MOUNT CHARLES , Under date April 19 , 1875 , writes that he has much pleasure in adding his testimony as to efficiency of Traps applied to his London house , and Bifrons , Canterbury , the residence of THE MARQUIS CONYNGHAM . Inexpensive and easil y adapted to existing Drains . Illustrated Pamphlet free . ESTIMATES ON APPLICATION FOR ALL PARTS OF UNITED KINGDOM AND ABROAD . 4 , AGAR CHAMBERS , AGAR STREET , STRAND , LONDON , WC .

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TO MASONIC LODGES , LICENSED VICTUALLERS AND HOTEL PROPRIETORS . CULLEN AND MOORE , & bkrtteitt 0 £ ip ioiwft fpta , AND WRITERS TO THE PRINCIPAL RAILWAY COMPANIES , AUCTIONEERS , AND GENERAL ADVERTISERS . Contractors supplied with boards , made , painted , and written in any style or colour , at tenpence per foot . WORKSHOPS ; 22 , BACK HILL , HATTON GARDEN .

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MR . A . T . ADAMS , l-rmimtaitt , gufttfor , mxb totw , 1 , NEW INN , STRAND , W . C , IS PREPARED TO ADVANCE MONEY TO ANY AMOUNT on Eligible Security of Freehold , Leasehold , or Copyhold Property , or on Policies , Dock Warrants , Farm or Trade Stocks , Household Furniture , Plate , & c , at MODERATK RATES OP INTEREST without delay . £ 100 , 000 on a Landed Estate , at £ 3 $ per cent ., and other large sums on Freeholds , Leaseholds , & c , at £ 4 . to £ 6 per cent ., now ready . Smaller sums can always be advanced at low interest . REVERSIONS AND ANNUITIES under Wills , Settlements , & c , purchased , or advances made on same . Interest mav remain till reversions fall in . ARRANGEMENTS MADE for persons in embarrassed circumstances for the settle , ment of their affairs . TRUSTEES , PARTNERSHIP , OR EXECUTORS' ACCOUNTS arranged , settled , or adjusted , at Moderate Charges . AGENT TO THE LAW UNION FIRE & LIFE INSURANCE COMPANY

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AMERICA . 100 , 000 ACRES OF THE FINEST FARMING LAND IN AMERICA FOR SALE . IN LOTS TO SUIT PURCHASERS . AT FROM £ 3 to £ 4 PER ACRE . THE LAND is situated in SOUTHWESTERN MINNESOTA , and is open , rolling praiiie of unsurpassed fertility , and all ready for the plough . The climate is as healthy as any known , so much so as to have made the scale a resort for invalids . Very unusual opportunities are now presented for profitable farming and investment in this portion of the State . Droughts , which are such a frequent cause of loss to farmers in thc West , have never been known in this region . Thc country is interspersed with beautiful lakes , which abound in fish , and wild fowl a <*•_ . plentiful . The land can be made to pay from £ S to ^ 12 per acre , with certain crops recently introduced , or say a profit of from 100 to 200 per cent , on the total outlay , so that with £ 1000 capital , propsily manged , from £ 1000 to £ 1000 per year can be . realised , a proportionately for larger amounts of capital ; as to which full particulars , giving details of the farming , & c , will be furnished to applicants but no one is advised to attempt the business with less than £ 500 capital . Concerning thc land , & c , applicants will be referred to His Excellency the Governor of the State , and to prominent Bankers , Merchants , and others in London , Liverpool , New York , Saint Paul , and elsewhere ; and as to the profitableness of farming there , to parties who have purchased land and are now working their farms . For full particulars call upon or address , THE AMERICAN LAND COMPANY 138 , Fleet Street , London ; or B 110 . E . E . HILLS , Ducie Chambers , Market-street , Manchester .

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QOMI . ORT FOR TENDER FEET . — Try Anthony Scanl ' s new material ! Peculiarly Prepared indestructible Porpoise Skin Hoots antl Shoes . Soft as bilk , shioes like patent , never crack . ; , becomes softer and liner in wear , a perfect durable luxury and superlative specialte . S How Lane , Cheapside , li . C . Ladies' orders skilfully excelled . Out trial insures satisfaction ,.