Note: This text has been automatically extracted via Optical Character Recognition (OCR) software.
Sjisease® &, Hea&Th'sr I'Wes Assvllfib. ...
SJISEASE ® & , HEA & TH'Sr I ' WES ASSVllfiB . MEDICAL , INVALID , & GENERAL LIFE OFFICE , 25 , Pall Mull , London , and 22 , Nassau Street , Dublin . Subscribed Capital £ 500 , 000 . Nov . 1816 .
AT A NUMEROUS MEETING OF THE PROPRIETORS held at the Company ' s Offices 25 , Pall Mall , on the 2 Gtli inst ., it was shown by tbe Report of tlie Auditors and Directors—That this Company was the FIRST to Assure DISEASED ASH INVALID LIVKS IN A SYS - TEMATIC MANNER , and on tbe same safe antl defined principles as those on which ordinaly Offices assured Healthy Lives ; and that AT THE PRESINT TIMK it is the onl y Company furnished with SCIENTIFIC AND WELL-CONSTRUCTED TABLES , showing tlie duration of life in the different classes and various stages of disease .
That the Pinsuc HAVE FELT THE URGENT NECESSITY fur a Company established on such principles , was rendered MANIFEST by the fact , tbat DURING THE PERIOD OF FIVE YEARS in which the Society had been in business , no less than 2051 proposals had bren made to it , covering Assurances to upwards of One Million ofmone-. The number of POLICIES ISSUED FAR . EXCEEDS THE AVERAGE of that of most of the old and successful Offices in a similar period ; and tbe business has brcn gradually progressive , the number of Policies issued during the last year being nearly tuple tbat in the first year of the Society's existence ; showing that as the establishment of the Company has become more
generally known , the public has more freely embraced tlie peculiar advantages which it offers thus affording every reason to believe tbat the business of tiie Company will still go on rapidly increasing . That the NUMBER OF DEATHS that have taken place has been LESS than the NUMBER ESTIMATED BY THE TABLES of the Society by nearly ten per cent . ; a strong proof of the safety and correctness ofthe data and principles on which they are founded ; and that these facts conclusively show that business in INVALID LIVES can be transacted with as much safety as that in HEALTHY LIVES .
That the prejudice which once prevailed against this class of business is rapidl y disappearing ; and that there are few Companies which are not satisfied that this kind of Assurance may be done with security and profit , so much so , that several have now become anxious for it . That it is also gratifying to be able to state , tbat a very LARGE PROPORTION OF OLD ESTABLISHED OFFICES have lately co-operated with this Society by sending it a considerable amount of business .
1 bat the public have derived a great benefit from the establishment of this Company , is shown by the fact , that 66 PER CENT , OF THE LIVES ASSFRED HAD BEEN REJECTED BY' OTHER OFFICES , thus extending the hi ghly valuable benefits of Life Assurance to a large section of the community not embraced by other Companies . Tbis result will be thebetter understood when it is stated , that in the mature period of life the deaths from one disease only , Consumption , in the principal towns of England , are more than one-third ofthe total deaths in the same period of life . That if an enquiry be instituted into the prevalence of other diseases also , such as Asthma ,
Dropsy , Diseases of the head . Heart , & e . Ike , it will he found that mare than one-half of the whole population ivould , on medical examination , be refused admission into ordinary Assurance Officrs . 1 he diseases here alluded to are such as exist in general in a chronic form , frequently for many years prior to death , hut which , on a strict medical examination , would effectually exclude the persons so affected from the benefits of Life Assurance ; and since it thus appears that a majority of the population is included in tliis rbiss , tile value and importance ofthe new feature of this Society , cannot fail to be justly appreciated . That the published documents of ihis Society show—In the first place—That the peculiar features of this Society open a larger field for business than all other Offices can have unitedly ; and , In the second place , —That the risk of Assuring Diseased Lives , must , from its own nature ,
ne , aim its principles be . Jouna lo rest on a more sulisjuctory basis , than those winch regulate ordinary Assurances . That premiums have been determined for the Assurance of persons tit every age iimom ' those afflicted with Consumption , Asthma , Bronchitis , Pneumonia , Disease of the Heart , Apoplexy , Paralysis , Epilepsy , Insanity , Disease of the Liver , Dropsy , Scrofula , Gout , Rheumatism , & c . That . in all cases where satisfactory proof is given that the causes for au increased rale ot premium have ceased , a reduction in the premium is made .
No extra Premium required on Healthy Lives , in the Army or Navy , unless in actual service . HEALTHY LIVES both at Home and in Foreign Climates , are Assured with as much facility and at LOWER RATES than at most other offices ; and a capital of Half ' -a-Million sterling fully subscribed , affords a complete guarantee for the fulfilment of the Company's engagements . FRANCIS (} . P . NFISON , ACTUARY . N . B . —Applications for Aip-ncics to be made to the Actitarii .
Note: This text has been automatically extracted via Optical Character Recognition (OCR) software.
Sjisease® &, Hea&Th'sr I'Wes Assvllfib. ...
SJISEASE ® & , HEA & TH'Sr I ' WES ASSVllfiB . MEDICAL , INVALID , & GENERAL LIFE OFFICE , 25 , Pall Mull , London , and 22 , Nassau Street , Dublin . Subscribed Capital £ 500 , 000 . Nov . 1816 .
AT A NUMEROUS MEETING OF THE PROPRIETORS held at the Company ' s Offices 25 , Pall Mall , on the 2 Gtli inst ., it was shown by tbe Report of tlie Auditors and Directors—That this Company was the FIRST to Assure DISEASED ASH INVALID LIVKS IN A SYS - TEMATIC MANNER , and on tbe same safe antl defined principles as those on which ordinaly Offices assured Healthy Lives ; and that AT THE PRESINT TIMK it is the onl y Company furnished with SCIENTIFIC AND WELL-CONSTRUCTED TABLES , showing tlie duration of life in the different classes and various stages of disease .
That the Pinsuc HAVE FELT THE URGENT NECESSITY fur a Company established on such principles , was rendered MANIFEST by the fact , tbat DURING THE PERIOD OF FIVE YEARS in which the Society had been in business , no less than 2051 proposals had bren made to it , covering Assurances to upwards of One Million ofmone-. The number of POLICIES ISSUED FAR . EXCEEDS THE AVERAGE of that of most of the old and successful Offices in a similar period ; and tbe business has brcn gradually progressive , the number of Policies issued during the last year being nearly tuple tbat in the first year of the Society's existence ; showing that as the establishment of the Company has become more
generally known , the public has more freely embraced tlie peculiar advantages which it offers thus affording every reason to believe tbat the business of tiie Company will still go on rapidly increasing . That the NUMBER OF DEATHS that have taken place has been LESS than the NUMBER ESTIMATED BY THE TABLES of the Society by nearly ten per cent . ; a strong proof of the safety and correctness ofthe data and principles on which they are founded ; and that these facts conclusively show that business in INVALID LIVES can be transacted with as much safety as that in HEALTHY LIVES .
That the prejudice which once prevailed against this class of business is rapidl y disappearing ; and that there are few Companies which are not satisfied that this kind of Assurance may be done with security and profit , so much so , that several have now become anxious for it . That it is also gratifying to be able to state , tbat a very LARGE PROPORTION OF OLD ESTABLISHED OFFICES have lately co-operated with this Society by sending it a considerable amount of business .
1 bat the public have derived a great benefit from the establishment of this Company , is shown by the fact , that 66 PER CENT , OF THE LIVES ASSFRED HAD BEEN REJECTED BY' OTHER OFFICES , thus extending the hi ghly valuable benefits of Life Assurance to a large section of the community not embraced by other Companies . Tbis result will be thebetter understood when it is stated , that in the mature period of life the deaths from one disease only , Consumption , in the principal towns of England , are more than one-third ofthe total deaths in the same period of life . That if an enquiry be instituted into the prevalence of other diseases also , such as Asthma ,
Dropsy , Diseases of the head . Heart , & e . Ike , it will he found that mare than one-half of the whole population ivould , on medical examination , be refused admission into ordinary Assurance Officrs . 1 he diseases here alluded to are such as exist in general in a chronic form , frequently for many years prior to death , hut which , on a strict medical examination , would effectually exclude the persons so affected from the benefits of Life Assurance ; and since it thus appears that a majority of the population is included in tliis rbiss , tile value and importance ofthe new feature of this Society , cannot fail to be justly appreciated . That the published documents of ihis Society show—In the first place—That the peculiar features of this Society open a larger field for business than all other Offices can have unitedly ; and , In the second place , —That the risk of Assuring Diseased Lives , must , from its own nature ,
ne , aim its principles be . Jouna lo rest on a more sulisjuctory basis , than those winch regulate ordinary Assurances . That premiums have been determined for the Assurance of persons tit every age iimom ' those afflicted with Consumption , Asthma , Bronchitis , Pneumonia , Disease of the Heart , Apoplexy , Paralysis , Epilepsy , Insanity , Disease of the Liver , Dropsy , Scrofula , Gout , Rheumatism , & c . That . in all cases where satisfactory proof is given that the causes for au increased rale ot premium have ceased , a reduction in the premium is made .
No extra Premium required on Healthy Lives , in the Army or Navy , unless in actual service . HEALTHY LIVES both at Home and in Foreign Climates , are Assured with as much facility and at LOWER RATES than at most other offices ; and a capital of Half ' -a-Million sterling fully subscribed , affords a complete guarantee for the fulfilment of the Company's engagements . FRANCIS (} . P . NFISON , ACTUARY . N . B . —Applications for Aip-ncics to be made to the Actitarii .